maxEMI

Card EMI Optimization

With maxEMI, you can optimize your EMI lifecycle by making it more intelligent and efficient. Your business can generate higher value with a superior customer experience.

maxEMI is a SaaS solution for banks to scale their card EMI business

1. Behaviour Analytics
2. Real Time Customer Intelligence
3. Efficient and Intelligent Operations

Current Landscape

Outbound calling agents call customers to convert credit card transaction to EMI

Prioritization
High Value
First

20-50

Days for closure
(billing cycle)

12-15K

Qualified daily
transaction

60%

Leads touched
(~9K daily cash)

7%

Conversation rate
(from calls made)

180

Tel-calling sales

4%

Customer
complaints
bill already paid,
do not call list etc.

Outcome

Value creation across revenue, cost and customer satisfaction

Higher revenue potential with better conversion rate

3%

improvement in the conversion rate

Cost optimization through efficient utilisation

20%

efficiency gain in the first year

Customer satisfaction with superior experience

15%

reduction in grievances